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Evaluate the Disaster Preparations on Behalf of Your Business | SERVPRO® of South Nashville

3/23/2020 (Permalink)

Water flooded office space Commercial building flood by water. Chairs and office supplies floating in office space.

The value of planning ahead as a business owner cannot be overstated when it comes to logistical matters, but the same can also be said for natural disaster planning.

A sudden emergency can severely harm a business that is not prepared, causing financial issues that may even lead to a permanent closure. By planning in advance, however, you can make sure you are prepared for a disaster and plan to make a full recovery thanks to your advanced measures.

Doing a thorough evaluation of how prepared your business is for a disaster does not have to be overwhelming. By splitting it into three main categories, we have a guide to help business owners think of nearly everything they need to be more prepared.

Your Commercial Insurance Coverage

It is common to assume that commercial insurance coverage will protect you from any damage that may befall your business, but that is not typically the case. Most general commercial policies are not adequate to stand up to the damage a disaster can cause—whether by excluding key events like floods and revenue interruption or by simply not covering an adequate dollar amount required to perform necessary repairs.

Your Emergency Plan and Supply Kit

Having a plan in place in case a sudden evacuation is ordered will keep both you and your staff safer in the event of an emergency. There will often only be moments to react when a disaster is inbound, and you should think of various scenarios so you can plan for all of them. Additionally, keep a supply kit with enough food, water and medical supplies to hold your staff in case you must wait for help to arrive.

Your Plan for Restoration and Recovery

Any period of post-disaster closure represents a loss in revenue for your business, making a quick recovery vital to your continued success. By picking a restoration company in advance and having a plan in place, you can immediately place the call for restoration after a disaster to start the process. You should also consider applying for disaster recovery loans from the Small Business Administration, which offers low-interest programs to get business owners the recovery funds they need.

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